{"id":7470,"date":"2025-06-29T04:55:58","date_gmt":"2025-06-29T01:55:58","guid":{"rendered":"https:\/\/rotuvsp.com\/ghid-pentru-deschiderea-unui-cont-bancar-in-romania-pentru-studenti-si-noi-rezidenti\/"},"modified":"2025-06-29T05:04:49","modified_gmt":"2025-06-29T02:04:49","slug":"ghid-pentru-deschiderea-unui-cont-bancar-in-romania-pentru-studenti-si-noi-rezidenti","status":"publish","type":"post","link":"https:\/\/rotuvsp.com\/ro\/ghid-pentru-deschiderea-unui-cont-bancar-in-romania-pentru-studenti-si-noi-rezidenti\/","title":{"rendered":"Ghid pentru deschiderea unui cont bancar \u00een Rom\u00e2nia: Pentru studen\u021bi \u0219i noi reziden\u021bi"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Ghid pentru deschiderea unui cont bancar \u00een Rom\u00e2nia: Pentru studen\u021bi \u0219i noi reziden\u021bi<\/h2>\n\n<p>Pentru studen\u021bii care tocmai s-au mutat \u00een Rom\u00e2nia sau \u00ee\u0219i \u00eencep studiile aici, unul dintre primele lucruri de f\u0103cut este s\u0103 deschid\u0103 un cont bancar. De\u021binerea unui cont bancar local este aproape obligatorie at\u00e2t pentru cheltuielile zilnice, c\u00e2t \u0219i pentru tranzac\u021biile oficiale. A\u0219adar, cum deschizi un cont bancar \u00een Rom\u00e2nia? Ce documente sunt necesare \u0219i c\u00e2t dureaz\u0103 procesul?   <\/p>\n\n<h3 class=\"wp-block-heading alignwide\">Cine poate deschide un cont bancar?<\/h3>\n\n<p>Oricine are un permis de \u0219edere temporar\u0103 sau permanent\u0103 \u00een Rom\u00e2nia are dreptul s\u0103 deschid\u0103 un cont bancar. Acest proces este destul de simplu, \u00een special pentru persoanele cu permis de \u0219edere pentru studen\u021bi. <\/p>\n\n<h3 class=\"wp-block-heading alignwide\">Ce documente sunt necesare?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Pa\u0219aport valabil<\/li>\n\n\n\n<li>Carte de \u0219edere sau document de \u0219edere<\/li>\n\n\n\n<li>Dovada adresei (contract de \u00eenchiriere, document de atribuire a locuin\u021bei etc.)<\/li>\n\n\n\n<li>Formular de cerere completat \u00een limba rom\u00e2n\u0103<\/li>\n\n\n\n<li>Cod Numeric Personal (op\u021bional, unele b\u0103nci \u00eel solicit\u0103)<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading alignwide\">Ce banc\u0103 ar trebui s\u0103 aleg?<\/h3>\n\n<p>Printre b\u0103ncile cel mai frecvent preferate din Rom\u00e2nia se num\u0103r\u0103 <strong>Banca Transilvania<\/strong>, <strong>BRD<\/strong>, <strong>Raiffeisen Bank<\/strong>, <strong>ING<\/strong> \u0219i <strong>CEC Bank<\/strong>. Ar trebui comparate detalii precum asisten\u021ba pentru limbi str\u0103ine, serviciile bancare digitale \u0219i comisioanele de plat\u0103, iar loca\u021biile sucursalelor ar trebui, de asemenea, luate \u00een considerare. <\/p>\n\n<h3 class=\"wp-block-heading alignwide\">Este posibil s\u0103 deschizi un cont online?<\/h3>\n\n<p>De\u0219i unele b\u0103nci au un formular de cerere online, \u00een majoritatea cazurilor va trebui s\u0103 v\u0103 deplasa\u021bi fizic la sucursal\u0103 pentru procesul ini\u021bial de deschidere. Verific\u0103rile identit\u0103\u021bii \u0219i procedurile de semn\u0103tur\u0103 se fac fa\u021b\u0103 \u00een fa\u021b\u0103. <\/p>\n\n<h3 class=\"wp-block-heading alignwide\">Tranzac\u021bii interna\u021bionale \u0219i IBAN<\/h3>\n\n<p>Conturile bancare din Rom\u00e2nia au un num\u0103r IBAN. \u00cen acest fel, pute\u021bi primi bani din str\u0103in\u0103tate \u0219i pute\u021bi efectua transferuri \u00een str\u0103in\u0103tate. Cu toate acestea, comisioanele SWIFT \u0219i cele de transfer variaz\u0103 de la o banc\u0103 la alta.  <\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<div class=\"wp-block-image is-resized\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/rotuvsp.com\/wp-content\/uploads\/2025\/06\/romania-bank-branch.webp\" alt=\"Sucursala b&#x103;ncii din Rom&#xE2;nia\" class=\"wp-image-9999\"\/><\/figure><\/div>\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Re\u021bine\u021bi:<\/strong> Deschiderea unui cont bancar \u00een Rom\u00e2nia nu este necesar\u0103 doar pentru tranzac\u021bii monetare, ci \u0219i pentru ob\u021binerea unei linii telefonice, plata chiriei \u0219i chiar pentru unele tranzac\u021bii guvernamentale. Prin urmare, ar trebui s\u0103 fie unul dintre primele lucruri de f\u0103cut imediat ce ajunge\u021bi \u00een \u021bar\u0103. <\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_7470\" class=\"pvc_stats all  \" data-element-id=\"7470\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> <img decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/rotuvsp.com\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Cum s\u0103 deschizi un cont bancar \u00een Rom\u00e2nia? Ce documente sunt necesare? Procesul de deschidere a unui cont bancar pentru studen\u021bi \u0219i str\u0103ini \u0219i ce trebuie s\u0103 iei \u00een considerare sunt \u00een acest ghid!  <\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_7470\" class=\"pvc_stats all  \" data-element-id=\"7470\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 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